PPF Calculator

Estimate your PPF corpus over 15 years for free. Enter yearly contribution and rate to see maturity amount and year-by-year growth. No account needed.

Investment Details

1,00,000
7.1 %
15 Years

Maturity Amount

0

Total Investment

0

Total Interest Earned

0

Year-wise Growth

Year Opening Balance Deposited Amount Interest Earned Closing Balance
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PPF Calculator

Public Provident Fund Calculator

Project your PPF investment growth, annual interest accumulations, and maturity limits under government interest structures.

Local PPF Projector
STEP 01

Choose Deposit Scheme

Select whether you invest a fixed amount Annually or make Monthly contributions to the PPF account.

STEP 02

Enter Deposit Value

Input your deposit amount (capped at a maximum of 150,000 currency units per financial year).

STEP 03

Select Interest Rate

Confirm the current government-notified PPF interest rate (updated quarterly, historically around 7.1%).

STEP 04

Inspect 15-Year Yield

Analyze your accumulated maturity balance, total interest wealth gained, and optional 5-year extensions.

Your Privacy Matters

All processing stays in your browser

No Server Uploads

Files never leave your device

Auto-Cleared

Data removed when you close

Capabilities

PPF Investment Features

Provident Tools

Government Rate Indexing

Allows you to compute returns based on historical quarterly interest rates announced by the Ministry of Finance.

15-Year Maturity Modeling

Adheres to the official 15-year statutory lock-in period, showing annual balance sheets.

Extension Block Modeling

Simulates potential future balances under unlimited blocks of 5-year extensions, with or without fresh contributions.

EEE Tax Metric Tracking

Models your tax benefits under the Exempt-Exempt-Exempt (EEE) structure for investments, returns, and withdrawals.

100% Client-Side Privacy

Your deposit volumes, investment patterns, extensions, and tax calculations are handled locally in your browser memory sandbox. We ensure private execution with zero cloud storage.

Support

Provident Fund Questions

Quick help
Q1 What is the Public Provident Fund (PPF)?
The Public Provident Fund (PPF) is a popular long-term savings scheme backed by the government. It offers guaranteed returns, low risk, and tax benefits on both principal and interest.
Q2 What are the minimum and maximum deposit limits in PPF?
You must deposit a minimum of 500 currency units per financial year to keep the PPF account active. The maximum allowable investment is capped at 150,000 units per financial year.
Q3 How is the PPF interest rate determined and calculated?
The PPF interest rate is fixed by the government every quarter. The interest is calculated monthly on the lowest balance in the account between the close of the 5th day and the end of the month, but it is credited annually at the end of the financial year.
Q4 Can I extend my PPF account after the 15-year maturity?
Yes, you can extend your PPF account indefinitely in blocks of 5 years. You have the option to extend the account either with fresh contributions or without making any new deposits.
Q5 Is my PPF financial data or personal tax bracket uploaded to your server?
No, absolutely not. All compounding operations, interest checks, and extension models run entirely inside your browser memory sandbox. We do not store or transmit your deposit schedules.