HRA Calculator

Calculate HRA exemption under Section 10(13A) for free. Enter salary, HRA received, and rent paid to find your tax-exempt amount. No account needed.

HRA Details

₹
₹
₹
₹
₹

Exempted HRA

₹ 0

Taxable HRA

₹ 0

Actual HRA Received

₹ 0

HRA Exemption Breakdown

Criterion Amount
Actual HRA Received (Monthly) ₹ 0
Rent Paid Annually minus 10% of (Basic + DA + Commission) ₹ 0
50% (Metro) / 40% (Non-Metro) of (Basic + DA + Commission) ₹ 0
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Tax Exemption Calculator

HRA Calculator

Calculate your House Rent Allowance (HRA) tax exemption amounts based on salary structures and rent payments.

Local Exemption Estimator
STEP 01

Enter Basic Salary

Provide your monthly basic salary amount plus dearness allowance.

STEP 02

Input House Rent Paid

Enter the actual monthly house rent money paid to your landlord.

STEP 03

Select Metro Status

Choose your residential city status (Metro vs Non-Metro location).

STEP 04

Calculate Exemption

View the calculated tax-exempt HRA portion and taxable HRA balance splits.

Your Privacy Matters

All processing stays in your browser

No Server Uploads

Files never leave your device

Auto-Cleared

Data removed when you close

Capabilities

HRA Calculator Features

Exemption Analytics

Statutory Rule Comparisons

Compares all three statutory tax rules (actual received HRA, rent minus 10% basic, or 40/50% salary caps).

Metro vs Non-Metro Adjustments

Applies 50% salary limits for metros (Delhi, Mumbai, Kolkata, Chennai) or 40% limits for other cities.

Tax Savings Breakdown

Calculates the absolute taxable HRA versus tax-free exemption portions.

Rent Receipts Checks

Indicates when landlord PAN declarations or official rent receipts are legally required.

100% Client-Side Privacy

Your salary details, actual rent payments, allowances, and exemption figures are computed entirely locally inside your browser memory sandbox. We guarantee offline execution with zero server uploads.

Support

Common Questions Answered

Quick help
Q1 What is House Rent Allowance (HRA)?
HRA is a salary component paid by employers to employees to help cover house rental expenses. It can be partially or fully exempt from income tax subject to specific conditions.
Q2 What are the three rules for HRA tax exemption?
The HRA tax exemption amount is the minimum of the following three statutory values: 1. Actual HRA allowance received from the employer; 2. Actual rent paid minus 10% of basic salary (including dearness allowance); 3. 50% of basic salary + DA for metro cities (Delhi, Mumbai, Kolkata, Chennai) or 40% for non-metro cities.
Q3 Do I need a landlord's PAN card to claim HRA exemption?
Yes, under standard income tax regulations, if your total annual rent paid to the landlord exceeds ₹1,00,000, declaring the landlord's Permanent Account Number (PAN) is mandatory to claim the HRA tax exemption.
Q4 Can I claim HRA exemption if I live in my own house?
No. HRA tax exemption can only be claimed if you reside in a rented house and pay rent. If you live in your own house, or if you do not pay any rent, the entire HRA component received from your employer is fully taxable.
Q5 Are my salary details or rent amounts stored on a database?
Absolutely not. All HRA exemptions are calculated locally within the browser sandbox using client-side JavaScript. None of your figures leave your device.